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Early Retirement Examined

What more can a poor boy do? Early retirement is based on the idea that cutting the cost of living decreases the amount of time required to build a source of passive income to fund that cost of living . Saving 50% of your income equates to retirement in 17 years. Five years is a common claim for practitioners. At least, for ones who blog about it. However, early retirement blogs like Mr Money Mustache , Early Retirement Extreme , and Go Curry Cracker ignore the limitations of this practice, particularly for those on low incomes.
Recent posts

You Think You're Rich Now

 A user asked r/geography, " Why is the modern Mediterranean so poor compared to the historical one? " The simple answer (not mine, unfortunately): "The world got bigger."

Calculators to Change your Life

Why not? Calculators sure changed mine. A lifetime ago, in a safe but stifling job, I found an online mortgage calculator that visualised the power of extra repayments. Having just borrowed to buy a home, it opened my eyes. I was hooked. Learning that early escape from debt was possible made it my obsession. I checked that calculator after every stymied project and pointless restructuring. So, like, twice a day. With few opportunities to flex my skills in my IT role, I wrote other calculators to rationalise and strategise my approach to life.

Intergenerational Wealth Forever

Can testaments be created that outlast heirs? The Native American practice of looking forward seven generations sounds noble but is essentially vague. Still, it seeds the idea for an investment math exercise that could provide not just for seven generations, but the generations beyond. (Fund Manager Conference Call)

Brexit was Disastrous

9 years on, Britain is not a smoking crater, so Brexit - and de-globalisation by extension - wasn't all that bad, right? Wrong. And this chart proves it.

Read Aloud with Google Text-To-Speech πŸ“’

 ... Because the default voices are awful. Still want text read to you by something resembling a human voice? It's easier to switch to the latest in text-to-speech (TTS) technology than you think.